Author Archives: David

About David

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David: Half Scot, grew up in Guernsey and the UK. Lives in one of the most rural counties of the UK not far from the Welsh border. Former Merchant Navy officer and hydrographic surveyor. Self-employed risk management consultant from 1992 travelling globally to carry out risk and security audits, plus some loss adjusting. Now retired. Father of Nick who encouraged David to start blogging. Married to Marilyn for 47 years. Four other children in addition to Nick. Eleven grandchildren.
July 18, 2013

Risk Management

By David

Proverbs 22:3 

A prudent man foreseeth the evil, and hideth himself: but the simple pass on, and are punished.
A prudent person foresees danger and takes precautions. The simpleton goes blindly on and suffers the consequences. (NLT)

It was necessary to change my pension plan a few years ago. My original plan was taken out with my bank, and was initially linked to my mortgage. When the yearly statements arrived I found it quite shocking that the pension plan was not growing much, despite what I was paying into the plan. The bank’s answer was to suggest that I should increase my monthly contribution.

Frustrated, I contacted an old friend who used to work in life insurance. He told me that his son was a pension expert and sent him up to see me. The son arranged a transfer of my pension funds from the bank to another scheme, where he is able to micro-manage client investments. When stocks were doing badly a few years ago, he moved my investments into cash deposits so that they did not lose any value. When stocks and shares recovered, he moved my pension fund back into stocks. As a consequence my pension investment has grown, and is continuing to grow, because my friend’s son is wise enough to foresee fluctuations in the money markets, and take precautions. If I had left my pension fund invested with the bank it would be worth even less now, and I could have faced financial problems in my retirement.

God expects us to do our best to make wise choices in all areas of our lives, and He expects us to be alert to things with the potential to damage us, and our relationship with Him. If we walk with God, and if we are tuned into His voice constantly, then He will guide us. Following God, and listening for and to His voice is important. There is danger all around. Scripture warns us to ‘be alert and of sober mind. Your enemy the devil prowls around like a roaring lion looking for someone to devour’ 1 Peter 5:8 (NIV). Failure to foresee danger and take precautions always has consequences. Such consequences have the potential to extend into eternity.

5 Comments   |  tags: , | posted in advice, Fools, Paths of Life, Temptation

July 12, 2013

Credible Witnessing

By David

Proverbs 21:28  

A false witness shall perish: but the man that heareth speaketh constantly.
A false witness will be cut off, but a credible witness will be allowed to speak. (NLT)

When I was growing up my father used to tell me a story about a boy who constantly shouted wolf when there was no wolf. Eventually the villagers began to ignore his cries because whenever they responded to the call there was no wolf. One day the boy found himself confronted by a large hungry wolf. He shouted for help but no help came. The villagers thought that it was another prank. They never saw the boy again.

My father told me this story to encourage me to be truthful and completely accurate in all things. The ability to twist stories or to lie blatantly is not confined to small children. It is a significant problem in society in general. In the UK in recent years there have been several incidences of prominent politicians being caught out lying, and even more of politicians fiddling their expenses. A number have been sent to prison. Few are viewed as credible on their release. Except one perhaps, the one who came to faith during his incarceration who now speaks for God, instead of addressing Parliament.

Credibility is especially important for followers of Jesus. The early apostles set an example by living their faith. Some didn’t make the grade and perished because of giving false witness. What a difference between Ananias and Sapphira and the rest of the team. What a difference the Holy Spirit makes.

They devoted themselves to the apostles’ teaching and to fellowship, to the breaking of bread and to prayer. Everyone was filled with awe at the many wonders and signs performed by the apostles. All the believers were together and had everything in common. They sold property and possessions to give to anyone who had need. Every day they continued to meet together in the temple courts. They broke bread in their homes and ate together with glad and sincere hearts, praising God and enjoying the favor of all the people. And the Lord added to their number daily those who were being saved. (Acts 2:42-47 NIV)

Leave a comment   |  tags: , , | posted in advice, Warnings

July 9, 2013

Pride Comes Before A Fall

By David

Proverbs 21:24

Proud and haughty scorner is his name, who dealeth in proud wrath.

How many of us have been warned in the past that pride comes before a fall? The saying is said to come from Proverbs 16:18 but there is a clearer definition of this age-old warning in Wiktionary: ‘A person who is extremely proud of his or her abilities will often suffer a setback or failure, because he or she tends to be overconfident and to make errors of judgment.’

Followers of boxing will be aware that fighters who swagger from the dressing room to the ring and ridicule their opponents often have cause to eat humble pie at some point during a fight. In some cases face meets canvas within seconds of the bell for the opening round. Whether down to overconfidence or basic errors in judgment, the result is the same. Members of the sporting press usually ridicule such falls from grace in fight reports, while the Internet means that the falls of the proud are recorded for posterity on YouTube.

Perhaps the writer of this proverb was talking about a different type of pride? The sort of pride that says man is all there is, and that God does not exist? The Psalmist calls such a person a fool: ‘The fool says in his heart, “There is no God.” They are corrupt, their deeds are vile; there is no one who does good.’ (Psalm 14:1/Psalm 53:1 NIV). If we deny God, then it could be argued that we are proudly elevating man to a position where he does not belong. Can man create a universe? Of course not. He can only speculate on how the universe came into existence. Sadly, many people spend hours engaged in proud but foolish speculation concerning the existence of God instead of humbly surrendering to Him and giving to God what is His. Paul spoke about this indirectly while teaching about the foolishness of loving money:

If anyone teaches otherwise and does not agree to the sound instruction of our Lord Jesus Christ and to godly teaching, they are conceited and understand nothing. They have an unhealthy interest in controversies and quarrels about words that result in envy, strife, malicious talk, evil suspicions and constant friction between people of corrupt mind, who have been robbed of the truth and who think that godliness is a means to financial gain. But godliness with contentment is great gain. For we brought nothing into the world, and we can take nothing out of it.
Timothy, guard what has been entrusted to your care. Turn away from godless chatter and the opposing ideas of what is falsely called knowledge, which some have professed and in so doing have departed from the faith. (1 Timothy 6:3-7, 20-21 NIV)

What is the condition of your heart reader? Are you a proud fool heading for a fall, or a humble servant surrendered to God and wealthy beyond imagination in God’s promise of eternal life?

4 Comments | posted in pride/humility, Uncategorized, Warnings, Wisdom

July 3, 2013

Panic Room

By David

Proverbs 21:18 

The wicked shall be a ransom for the righteous, and the transgressor for the upright.
The wicked are punished in place of the godly, and traitors in place of the honest. (NLT)

The fact that wickedness exists in the world can be traced back to Adam and Eve and their family. The fall, when Adam and Eve disobeyed the one rule God gave them, ultimately led to the first murder when Cain killed his brother Abel. It seems incredible that one apparently small event in The Garden of Eden could give evil such a foothold in the world. It is not necessary to look back in history to see the consequences. We only have to view the TV news or read a newspaper. God’s world seems to be overrun by evil; but worse than that – it seems that those who are wicked prosper (see Psalm 73). Perhaps they do, but this proverb, and other Scriptures confirm that the time will come when the wicked will be judged and pay the penalty for the way that they have lived.

We have to remember that God is watching us, and watching over us. He sees everything, and He hears everything. This proverb confirms that God has a concern for the godly, the righteous and the honest. However hard we struggle with thoughts about the inequalities in our world, or with the harsh realities of human behavior, we know that God is just, and we know that He keeps His promises. That is what this verse shouts at me.

In Psalm 73 it is only when Asaph enters God’s sanctuary that he begins to understand. This leads Asaph into an attitude of worship and the wonderful words, “Whom have I in heaven but You?” When we come into God’s sanctuary and open our ears then we allow Him to speak into our situation, to answer some of our questions, and to remind us that it is good to be near to Him. In a world we struggle to understand, God is our panic room.

Yet I am always with you; you hold me by my right hand.
You guide me with your counsel, and afterward you will take me into glory.
Whom have I in heaven but you? And earth has nothing I desire besides you.
My flesh and my heart may fail,
but God is the strength of my heart and my portion forever.
Those who are far from you will perish; you destroy all who are unfaithful to you.
But as for me, it is good to be near God. I have made the Sovereign Lord my refuge; I will tell of all your deeds. (Psalm 73: 23-28 NIV)

Leave a comment   |  tags: , , | posted in affection, counsel, Paths of Life, Trust the Lord

June 29, 2013

The Perfect Gift

By David

Proverbs 21:14 

A gift in secret pacifieth anger: and a reward in the bosom strong wrath.
A secret gift calms anger; a bribe under the table pacifies fury. (NLT)

I don’t recall receiving any secret gifts, or any bribes for that matter. I have been asked to pay bribes, the last time when going through passport control in a certain African country. The request for payment was not to pacify anger, but to smooth my way through immigration when I had already paid the official fee. But when should gifts be made to placate an angry person? The Bible provides some examples, although those I can think of were not made in secret.

There is the example of Jacob returning home with his family and flocks. Having cheated his brother Esau out of his birthright many years before Jacob was somewhat apprehensive about the sort of greeting Esau might have in mind when Jacob arrived on the doorstep. In fact, Esau had sworn to kill Jacob after their father died (Genesis 27:41). So Jacob sent flocks and herds ahead as a gift for his brother. As it happened Esau had already put the past behind him and had more than plenty. He was genuinely pleased to see his brother again, and to discover that God had blessed him.

Then there was the time that David sent his men to Nabal, the local rich man, to ask for food and water. Nabal read David’s men their fortune and told them to take a hike. When they returned to David he blew a fuse, and together with 400 armed men headed back to find Nabal and read him his fortune. While Nabal was a fool, he was married to a smart lady by the name of Abigail. She took charge of the situation, and headed off to meet David with more than enough supplies to feed David and his men (1 Samuel 25).

This proverb and the two examples from Scripture indicate that there may be times when gifts need to be made, and not only in secret. While there are times when a gift may correct a wrong, God’s people are encouraged to be generous. There should be occasions in all of our lives when a gift should be made for no other reason than to bring joy to another human being.

There is a gift that should be made in secret. It is the gift of our time when we choose to find a quiet place at the start of the day to surrender ourselves completely before God. We do so knowing that God’s anger at our failings was pacified when Jesus gave His life as the perfect gift. Such a perfect gift requires only one response. How do you express your gratitude?

Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver. 2 Corinthians 9:7 (NIV)

4 Comments   |  tags: , , , | posted in advice, Giving Honor

June 24, 2013

Marriage Guidance

By David

Proverbs 21:9 

It is better to dwell in a corner of the housetop, than with a brawling woman in a wide house.
It’s better to live alone in the corner of an attic than with a quarrelsome wife in a lovely home. (NLT)

I have been married for thirty-four years and I am pleased to report that my wife is neither a brawler, nor quarrelsome. I can’t imagine what it must be like to be in such a marriage, and I can’t believe that a marriage would survive for very long if either marriage partner behaved in such a way. But I can understand that it would be preferable to live alone in the smallest and dirtiest of places, rather than share the most beautiful of homes with a contentious marriage partner.

While this proverb points the finger at a woman, it could just as easily be a man. Regardless of whether it is husband or wife whose behavior in their relationship is unacceptable, the fact remains that it generally takes two to tango! Where there are problems in a relationship both partners may need to examine their behavior and consider whether they have played a part in provoking such an extreme reaction.

IMG_4624This weekend I spent two days camping in a field in the south of England with 1,000 other men while attending an event arranged by Christian Vision for Men (CVM) called The Gathering. There was only one female speaker, a lady called Tania Bright-Cook. The fact that Tania is a very special lady was evident in the number of men who attended her seminar, which was entitled ‘What Women Wish Men Would Do.’ One aim of the seminar was to enlighten menfolk, thereby reducing the possibility of marital tension. Here are some of the points Tania raised:

  • Admit vulnerability.
  • Keep promises.
  • Rate the art of loving deeply.
  • Be emotionally honest.
  • Model discipleship.
  • Be affirming.

The question to all of us is what could we be doing differently or better in our relationships with our husbands, wives, children, friends, etc.? Or would we rather be holed up in a small corner of the attic because a relationship is not working?

2 Comments   |  tags: , , | posted in advice, Love

June 19, 2013

A Question of Attitude

By David

Proverbs 21:4 

An high look, and a proud heart, and the plowing of the wicked, is sin.
Haughty eyes and a proud heart– the unplowed field of the wicked – produce sin. (NIV)

ploughed fieldIs an unplowed field equivalent to an untidy bedroom? If it is my kids are in trouble! After parenting five with two still at home I cannot recall any of them keeping tidy bedrooms ever, although it seems to be a different story when they have their own homes. While a tidy bedroom is not high on the list of priorities for your average teenager, you would expect that the owner of a field would keep it plowed to ensure the best environment for his crops.

But this proverb is not really about plowed fields and it certainly isn’t about untidy bedrooms, so what is the link? The link is attitude. This is something that each of us needs to consider regularly. How is our attitude? How and why do we do certain things, and why are there things we try to avoid doing at all costs? How are we doing with the pride issue? Are we too proud? Or does humility come easy?

The more I read this proverb the more I realize that it is about hearts not actions. It is sinful to do something with the wrong attitude, or to fail to do something we consider beneath us. Need an example? Here’s one. I am the Sunday Ministry deacon at church. I organise rosters for duty deacons and stewards, and anything the pastor wants arranged on any particular Sunday. The first task is always to make sure the forecourt is tidy, which as our city center church is surrounded by nightclubs and pubs is not always the case. But one Sunday morning the problem wasn’t leftover fast food and empty beer cans, it was confetti. There had been a wedding the day before and it had rained. The wet confetti stuck to the paving slabs as if it was glued. The guy who leads our men’s ministry gave me a hand to clean the confetti and other items from the forecourt. All but one person going into church walked past us, most of them with a witty comment. Only one person saw what we were doing and without saying anything went to the cleaning cupboard to fetch a broom so that she could help us. I don’t want to point the finger at the funny guys who walked past, but perhaps this proverb was written for them?

Leave a comment   |  tags: , , , | posted in advice, pride/humility

June 16, 2013

Come to the River

By David

Proverbs 21:1

The king’s heart is in the hand of the Lord, as the rivers of water: he turneth it whithersoever he will.
In the LORD’s hand the king’s heart is a stream of water that he channels toward all who please him. (NIV)

One of the first things taught in school geography lessons is the hydrologic or water cycle. This is because water is vital to life. Without water we die, which is why wars may be triggered by access to water in the future. Just last week the media reported that certain Egyptian politicians had voiced opinions that military action could be justified against Ethiopia because the Ethiopians refuse to halt a dam/hydroelectric project that might restrict future downstream flows of water in the River Nile.

The River Nile has always been important to Egypt, but with a growing population the country has become increasingly reliant on the Nile due to its dependence on agriculture. Wikipedia suggests that the River Nile has been used to irrigate crop-growing areas for five thousand years. The translation in Strong’s of the Hebrew word used in Proverbs 21:1 for rivers refers to irrigation channels. Such manmade channels are still in use around the world to direct precious flows of water to sustain crops and bring them to the point where they can be harvested. While different methods may be used in more intensive agriculture the principle remains the same. For crops to grow and mature, water and nutrients are essential.

The parallels with spiritual growth are obvious. In Psalm 1:1-3 the Psalmist talks of the joy of those who turn their back on the world and delight in doing what God wants.

They are like trees planted along the riverbank, bearing fruit each season without fail. (Psalm 1:3 NLT).

In John 4:1-13 Jesus tells a Samaritan woman about living water, stating in verses 13-14

“Everyone who drinks this water will be thirsty again, but whoever drinks the water I give them will never thirst. Indeed, the water I give them will become in them a spring of water welling up to eternal life.”

In John 7:38-39 Jesus speaks again about living water stating:

“Whoever believes in me, as Scripture has said, rivers of living water will flow from within them.” By this he meant the Spirit, whom those who believed in him were later to receive. Up to that time the Spirit had not been given, since Jesus had not yet been glorified.

It isn’t rocket science. Just like crops need a constant supply of water to grow, so we need to drink of the living water that Jesus Christ offers. We need to be irrigated by this living water, and we need it to become a spring of life welling up inside of us. A constant and endless supply of this living water is available to all, living water that will not only flow into us, but out of us.

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June 12, 2013

Let Your Light Shine

By David

Proverbs 20:27 

The spirit of man is the candle of the Lord, searching all the inward parts of the belly.
The LORD’s light penetrates the human spirit, exposing every hidden motive. (NLT)

I have long been fascinated by flashlights, or torches, as we call them in the UK. One of the earliest I owned was shaped like a gun. To make the torch work you simply pulled the trigger. That torch didn’t last long, it was cheap and my friend’s sister broke it. I was heart broken at the time, but since then I have been on a quest for brighter and better torches. The latest LED torches are currently meeting my needs!

aldisLampWe had some fairly powerful torches when I was at sea – they were important emergency equipment, but none were as bright as the Aldis lamp we had on the bridge for the purpose of signaling. The Aldis lamp could light up pretty much anything, but it was intended for sending messages by Morse code over long distances. I remember a third mate on one ship standing outside the wheelhouse and shining an Aldis lamp into the jungle while we were anchored in the River Orinoco in Venezuela. He had hoped to spot some monkeys in the trees. All he actually achieved was to become a focal point for every hungry insect in the vicinity.

Just like the third mate got more than he expected when he shone a bright light into the jungle, so God’s light exposes more than we expect or wish it to when He penetrates our human spirit. Stuff we thought we had hidden away is suddenly exposed for all to see. But God doesn’t want everyone to see all our hidden secrets. He wants us to see them, recognize them, and surrender them to Him. Then He can deal with them so that when His light shines in us it also shines around us, illuminating His beauty in us and attracting others to Him.

Neither do people light a lamp and put it under a bowl. Instead they put it on its stand, and it gives light to everyone in the house. Matthew 5:15 (NIV)

8 Comments   |  tags: , , | posted in Uncategorized

June 9, 2013

The Potter’s Hand

By David

Proverbs 20:24 

Man’s goings are of the Lord; how can a man then understand his own way?
The LORD directs our steps, so why try to understand everything along the way? (NLT)

A non-believer might challenge this verse on the basis that if God gave us free will then why is He still pushing buttons somewhere that control our daily comings and goings? Most believers on the other hand are probably grateful for this one line reminder that God is watching over each one of us. The challenge comes when we don’t understand the things that take place around us, be they global, local or personal events. The prophet Isaiah was given an explanation, which he wrote down for us:

“For my thoughts are not your thoughts, neither are your ways my ways,”
declares the Lord. “As the heavens are higher than the earth, so are my ways higher than your ways and my thoughts than your thoughts. (Isaiah 55:8-9 NIV)

There are people who would like to mold God to fit their image of Him. It is not possible for any human to mold God, but if we allow Him, He will mold us. This is the challenge that we face daily – to be completely surrendered to our loving Father God to the extent that His will for us translates into His direction of every single step we take, regardless of our understanding of the process. We could use the words of a Darlene Zschech song as a daily prayer of submission to our Heavenly Father:

Beautiful Lord, Wonderful savior
I know for sure all of my days are held in your hands
Crafted into your perfect plans
 
You gently called me into your presence
Guiding me by Your Holy Spirit
Teach me dear Lord to live all of my life
Through your eyes
 
I’m captured by your holy calling
Set me apart. I know You’re drawing me to Yourself
Lead me, Lord. I pray
 
Oh take me, mold me, use me, fill me
I give my life to the Potter’s hand
 
http://youtu.be/VH6uHnxGQNM

Leave a comment | posted in counsel, Paths of Life, Trust the Lord