Tag Archives: money

Money for Nothing

Proverbs 26:15 

The slothful hideth his hand in his bosom; it grieveth him to bring it again to his mouth.
A sluggard buries his hand in the dish; he is too lazy to bring it back to his mouth. (NIV)

This is the third verse in a row in which Solomon focuses on the lazy, with one more to follow. For some reason Solomon is really hammering home the point about laziness. I simply can’t imagine a person so lazy that he is unable to lift food from a dish to his mouth, but the point being made here about laziness is that it is completely unacceptable.

Right now in the UK we have a government that is trying to deal with a culture of living on benefits that appears to have become the norm for a proportion of society. If you believe the politicians and the press we have families where more than one generation has never worked in this country. While there are obviously other reasons for unemployment than laziness, the fact remains that there are folk who are quite happy to sit back and live on handouts. Some even call these handouts their wages! That is quite an insult to those who have worked and paid taxes all their lives.

My third son James graduated from University in 2009. He decided to spend a year working to save money to add to what he had already saved so that he could take a masters degree. He got an invite to live with his eldest brother and his wife, and set about looking for work. Having worked two jobs while studying for his BA he thought that this would be a simple matter. It wasn’t. Recession had kicked in and there wasn’t much work around. He refused to claim benefits and carried on searching, doing jobs around the house to compensate his brother and sister-in-law for feeding him. It took a few weeks, but James found two part-time jobs. He had to leave those jobs to return to University but managed to start another job before he completed his masters. Now that impresses the pants off me, not just because James is my son, but because he has shown what is possible despite the dire condition of the economy. I am proud of my son for not choosing the path of laziness.


Birds and Money are the Same…

Proverbs 23:4-5

“Labour not to be rich: cease from thine own wisdom. Wilt thou set thine eyes upon that which is not? for [riches] certainly make themselves wings; they fly away as an eagle toward heaven.” (KJV)

“Do not weary yourself to gain wealth, Cease from your consideration of it. When you set your eyes on it, it is gone. For wealth certainly makes itself wings Like an eagle that flies toward the heavens.” (NASB)

The Birds

In the movie Rio, Blu is a blue macaw with a human friend, Linda. Blu is the last male of his kind, and he is sought out by an ornithologist from Brazil, Túlio, who intends to take the bird back with him to save the species. Linda is convinced by Túlio to travel to Brazil with him and to take Blu to meet the other bird.

While they are there, Blu and the female macaw, Jewel, are bird-napped and sold to three men who are bird smugglers. The leader of the group plans to sell the birds for an insane price and therefore become rich.

RioA very long journey takes place to try and get back to Linda, and Blu and Jewel escape and everything turns out just fine. However, the thieves didn’t plan on their way of income literally flying away from them. After all, the birds were locked up in a cage!

The Verses

It’s like this movie was made for these verses! The thieves were so concerned with their wealth, they didn’t stop to consider losing it all even when they thought they were set and everything was working to their advantage.

When you have wealth, do not set your eyes on it and continue to weary yourself to get more. Money is losing its value at an alarming rate, and even the wind can carry it away if you are not careful.

Don’t forget that your wealth may just fly way. Instead, consider these verses:

“Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal:
But lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal:
For where your treasure is, there will your heart be also.” -Matthew 6:19-21


Deceitful Riches

Proverbs 23:1-3

When thou sittest to eat with a ruler, consider diligently what is before thee:
And put a knife to thy throat, if thou be a man given to appetite.
Be not desirous of his dainties: for they are deceitful meat.

When you sit to dine with a ruler, note well what is before you,
and put a knife to your throat if you are given to gluttony.
Do not crave his delicacies, for that food is deceptive. (NIV)

The Wealthiest

Most if not all people who read this live in or were born in a so-called First World nation. These are the wealthiest and most technologically advanced nations.

The standard need of the average citizen here – food, clothing, shelter, etcetera – is usually met.

In fact, today’s passage is probably more of a warning to you if you live in one of these nations, than it is a warning for someone from a Third World nation – a nation of extreme poverty and lack of advanced technology (though they usually have cell phones!) However, it is a warning for all people who have wants and desires.

The same old warning

Everyone wants their children to have a better life than they had … or at least a better life for themselves, so there is always a desire for better circumstances.

However, look at many lottery winners or those who receive large inheritances. They end up bankrupt and sometimes worse than before.

The reason is simple: they fall in love with MORE! They see how nice it is to always have food and things, and they simply want more.

Paul warned us through Timothy about this almost 2000 years ago, but also with advice:

But they that will be rich fall into temptation and a snare, and into many foolish and hurtful lusts, which drown men in destruction and perdition.
10 For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows.
11 But thou, O man of God, flee these things; and follow after righteousness, godliness, faith, love, patience, meekness.
1 Timothy 6:9-11

Gracious God, protect our hearts from a love of more of the things and money of this world. Rather, please give us a heart for righteousness, godliness, faith, love, patience, and humility!


How to Get Ahead

Proverbs 22:29

“Seest thou a man diligent in his business? he shall stand before kings; he shall not stand before mean [men].”
“Do you see a man skillful in his work? He will stand before kings; he will not stand before obscure men.” – ESV
Victims

True victims should be pitied and cared for; those with a victim attitude should not. Oh, we should care, sure, but there comes a point when people need to quit blaming their lack of progress on others.

I know what it is like to lose everything. I know what it is like to go from making good money to having to work multiple jobs just to feed my family. But many will not lift a finger for themselves, while all along condemning those who have worked for what they have. They live as victims of their own laziness.

Just the other day I overheard a conversation a manager was having with an employee. The manager tried to encourage the employee to seek a better position in the company, but the employee would not accept. The reason she gave was that if she moved into a better paying position she would lose some of her welfare benefits. She would rather live on what was given to her than work for anything.

Victors

Look at the working man. Look at what he is doing and how he is doing it. He is diligent, which means he does the best he can as promptly as he can. He cares about his work, no matter what that work is.

There once was a waiter at  a particular restaurant. One day the restaurant changed their menu and began offering Pepsi instead of Coca-Cola. When a customer was saddened by the change, the waiter went around the corner to a convenience store, bought a Coke, and brought it to the table. He was diligent in his business.

Not long after the Pepsi/Coke incident we discovered the waiter had left the restaurant! When we asked where he went we were informed he had been promoted – to manage his own restaurant!

Visible

When a person wants to get ahead in life, the last thing he needs is to be invisible.  Look at the man who does his best and works hard – look at the man who hones his skills and fine-tunes his gifts – and you will find a man who gets noticed.

If you want to be considered worthy to stand in the presence of kings, do work that is worthy to be noticed by kings.

Don’t be a victim – be a victor! You will get noticed.


Under Another

Proverbs 22:7

The rich ruleth over the poor, and the borrower is servant to the lender.

Buying a House

My wife and I just bought our first house.

Technically, it is not really ours, because we have to pay the bank for buying it for us. That means, for up to 30 years, the bank owns our house.

During that time, the bank owns our money. We have to give to them, or they can take from us our dwelling place! We serve them until the debt is paid.

Emotional Dependency

Banks may have financial superiority over many a homeowner, but there are other ways people control others.

The emotionally weak person will be either controlled by those who are more out of control of their emotions or inadvertently control their relationships out of their need.

The former situation has the person whose emotions are all over the place seeking power over the weaker person. They are rich in emotional intensity that they cannot control, therefore they control someone else.

The latter situation has the emotionally needy person draining others’ time and emotions. In this sense, it can be seen as the one rich in need has control over the person poor of need.

Neither is morally justifiable, but it happens all the time.

Moral Superiority

We all find ourselves in some emotional or moral need from time to time or for our entire lives.

There is One who is in perfect control of His emotions, and, though completely sovereign, He does not force us to obey Him, but He calls all people to repentance and forgiveness.

God wants us to live godly lives, not lives of manipulation of strong over weak.

Heavenly Father, help us to be good stewards of all that You have entrusted to us: finances, possessions, emotions, and each other. Guide us by the Holy Spirit into all righteousness, and rule over our hearts with Your grace and love.


Which Generation?

Proverbs 21:20

“There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.”
“The wise have wealth and luxury, but fools spend whatever they get.” (NLT)

The Greatest Generation

A lot has been said in recent years about “the greatest generation.” Those were the folks who made it through the Great Depression and World War II. They did what many today refuse to do – work and save.

I remember stories my grandfather told. I remember how he literally kept track of every penny, even making note where he found coins on the street. I also remember how there was no worry about money when he died. That was years ago, and my grandmother (in her 90’s) is still living off of his investments.

The “greatest generation” taught us that living on a budget, only spending what you have to, and putting off things you want until you have the things you need was being wise. Where has that wisdom gone?

The Latest Generation

Many of today’s generation know where to find money – it’s at their grandparents’ house. Today’s adults spend and spend without sacrificing their wants, then when there’s no money for bills, guess who pays?

The wise have savings accounts, investments, and even a secret box or two. They are the ones who are living in assisted living homes instead of on the street or in a government nursing home. The wise know how to live on a fixed income.

The fool gets a job, spends everything he makes on impressing his friends and neighbors, robs from his future, then begs from the wise. Then, when the wise go on to their final reward, the fool squanders his inheritance.

Lord, we all need more wisdom in this area. I thank you for family who were able to help me when I acted like a fool. Help me now, however, to act wisely, leaving an inheritance for those who come after me.


Get Rich Quick

Proverbs 21:5.

“The thoughts of the diligent tend only to plenteousness; but of every one that is hasty only to want.” (KJV).
“Good planning and hard work lead to prosperity, but hasty shortcuts lead to poverty.” (NLT).

What’s Wrong With That?

It’s amazing to me how many people chase after the latest get-rich quick schemes. “Make money fast from home and become a millionaire this year! Small investment, big return!” And don’t even get me started on lottery tickets: They are aptly named an “idiot tax.”

In the small town that I live in, we have a corner convenience store just down the street from my house, and it’s amazing to me that almost every time I walk in there, someone is buying a lottery ticket or scratch-and-win ticket, hoping to be the next big winner. What’s going on here? It seems we have created an entire culture that is devoted to trying to get something for nothing, to get rich without having to do any work for it. But some might be asking – is there really anything wrong with that? Well, that depends on whether or not you believe the Bible.

Poverty or Prosperity?

In today’s Scripture, Solomon tells us that we can choose plenteousness or want, prosperity or poverty. To reach each destination, there are two very different roads that lead there.

If you want to be prosperous, the road is called good planning and hard work. No shortcuts here! You need to be diligent. Get a job and work hard. And as Matthew Henry says, “The thoughts of the diligent are as necessary as the hand of the diligent. Forecast is as good as work.” It’s good to plan ahead if you want to prosper and do well financially! Plan a budget. Honour the Lord with your tithe. Be generous and give to the poor. All of these will help you succeed.

If you want to be poor, it’s a whole lot easier to get there. Don’t be diligent. Don’t get a job. Don’t work hard. Don’t plan ahead. Spend foolishly. Waste your money on things lottery tickets and other things you don’t really need. You’ll be poor before you know it!

Lord, help us as your people to make good plans and work hard, so you can bless us financially. Not just so we can be blessed, blessed, blessed, but we know you bless us so that we can be a blessing to others. To help the poor. To build the Kingdom of God. To make a difference in the lives of others. Help us to make wise choices with our finances, and be good stewards of all of our resources. In Jesus’ name, amen.