Category Archives: Money and Finances

The Sluggard Life

Proverbs 26:16 

“The sluggard is wiser in his own conceit than seven men that can render a reason.”
“The lazy man is wiser in his own eyes than seven men who can answer sensibly.” – NKJV
Self Perception

The idea here is that the sluggard….wait just a moment…what kind of mental image do you have this very second?

slugSluggard. Think about that word, sluggard. Not just lazy or slothful, but slimy, covered with mucous, moving slowly about the ground leaving shiny trails behind. Sluggard. A slug. A snail-like critter, but too poor for a shell.

The idea, here, is that the sluggard has a self perception problem. He is wiser in his own eyes than seven men, simply because he is the sluggard, not the ones working. The great Matthew Henry comments:

“His slothfulness is the cause of his good opinion of himself. If he would but take pains to examine himself, and compare himself with the laws of wisdom, he would have other thoughts of himself… So wretchedly besotted is he that he takes his slothfulness to be his wisdom; he thinks it is his wisdom to make much of himself, and take all the ease he can get… Of such sluggards, who are proud of that which is their shame, their is little hope.”*

Beyond Reason

So, is there hope for someone who sees laziness and living off of others as a virtue? Verse 12 says that there is more hope for a fool than one that is wise in his own eyes. How much worse, then, one wise in his own eyes that is also a bum? A sluggard?

The Fox News Channel did a story on how some people are scamming the American food stamp system (EBT). They attempted to show how assistance originally meant to aid those in real need was being taken advantage of by people refusing work. Fox News found a perfect example in a young surfer named Jason.

Jason, an unemployed surfer who mooched off of relatives and friends, determined that work was something he did not want to do. He admitted to being perfectly happy taking tax payers’ dollars each month to buy food. All he cared about was playing in a band, meeting cute girls, drinking, and most of all, surfing every day.

There was no reasoning with him. He had everything figured out.

CLICK HERE TO READ THE STORY AND WATCH THE VIDEO

Beyond Argument

But what does the Bible have to say?

“The desire of the slothful killeth him; for his hands refuse to labour.” – Proverbs 21:25

“For even when we were with you, we gave you this rule: “The one who is unwilling to work shall not eat.”” – 2 Thessalonians 3:10 NIV

*Matthew Henry, Matthew Henry’s Commentary on the Whole Bible: Complete and Unabridged in One Volume (Peabody: Hendrickson, 1994), 1014.


Sloths and Lions

Proverbs 26:13

“The slothful man saith, There is a lion in the way; a lion is in the streets.”

This verse is one of several in a row that deal with the “slothful man.” Each one gives us a different description of him and his ways.

Slothful

When I hear the word “slothful” all I can think about is that poor, slow, moss-covered critter. The sloth is an animal that barely moves, sleeps most of the time, and quite frankly, stinks. I mean, how nasty would you have to be for moss to grow on you?

three_toed_sloth_11What a disgrace, then, to be called slothful? One could be called slow, a little behind, or weak, but that might mean he was a turtle, a baby elephant, or a butterfly. Even the word “lazy” doesn’t carry the same, stinky punch as “slothful.” Yet, there are people in this world who could make a sloth look peppy by comparison.

Lions

What I find ironic is that there are lions in the streets. It’s not that lions are not dangerous, but they are go-getters, hunters, fighters, and fast; everything the sloth is not, nor wants to be. Yet, in life it’s the “lions” and “tigers” who are successful precisely because they are in the streets, not inside watching The Price is Right.

The lazy, slothful man will never be any more that what his as long as he never hits the streets. However, if he would only seek employment with tenacity, creativity, and the driving hunger of a lion, there would be nothing left to fear.

I pity those who make excuses for everything and depend on others to do all the work. The pleasure that comes from the satisfaction of a job well done is far more gratifying than having the best moss garden on my back.


Padded Résumés

Proverbs 25:14

“Whoso boasteth himself of a false gift is like clouds and wind without rain.”

Résumés

There are a few things I hate to do in life, such as flossing (but I do it, anyway), hanging blinds, changing diapers, and moving. I also hate writing résumés – about as much as I despise licking a cheese grater.

Résumés (also spelled resumes, but looks like it would sound like re-zooms) are so difficult because of the desire to boast. For those of us who have less to boast about, filling out a résumé can be even more challenging. There is always the temptation to “pad” the résumé with skills not quite developed, like saying you’re a “lion tamer” when all you’ve tamed is your pet cat.

Expectations

The problem with a padded résumé is that while it may get you in the door, it won’t guarantee you can do the job for which you are hired. When employers hire people based on the skills they are supposed to have, the expectation is that the employees use their skills, or “gifts,” when called upon.

Sadly, many people have been let go from high-paying, high-pressure jobs when their “boasting…of a false gift” became evident. Examples include Yahoo CEO Scott Thompson, RadioShack CEO Dave Edmondson, and Notre Dame football coach George O’Leary.

No Water

Even more tragic than being found out is the negative effect lying about one’s abilities can have on others. When Solomon compares boasting about a false gift to clouds without rain, we might imagine thirsty people, or hungry people looking at withering crops. How cruel it would be to promise them water but never deliver!

Don’t be a cloud without water. Don’t boast about gifts and abilities you don’t have. Be the best you can be and live up to the expectations others rightfully have of you.


Just Wait Till You Get Home

Pro 24:19-20

“Fret not thyself because of evil men, neither be thou envious at the wicked; for there shall be no reward to the evil man; the candle of the wicked shall be put out.”

Don’t Worry

“Fret” is not a word we use too often, but it simply means to worry oneself. Usually a person who frets is an unhappy person, an ill person, and one that gets on everyone else’s nerves.

Why worry about things we cannot change? Sure, we should be concerned about world events and the ones in charge, but what more can we do than all we can do? Should we sit around and worry ourselves sick? NO! Solomon advises us to chill, think about something else, and quit obsessing over evil men.

Don’t “fret,” be happy!

Don’t Envy

Why do we tend to envy the wicked? Don’t tell me you don’t, especially on the days you struggle to pay your bills. There are some wicked people out there who are driving cars that don’t leak oil, living in houses that have maids, and going on vacations – you know, those things few of us get to enjoy because we “fret” over the expense. If you are like me, then there are days you envy. Don’t lie.

Just the other day I went to the local Jaguar dealership where I was able to touch vehicles I can’t afford. Ordinarily, I cannot get close enough to a $150, 000 automobile without an alarm sounding. But that day I was allowed to touch, smell, and actually sit in the stuff envy is made of. What made it worse was when I was told there are preachers – PREACHERS! – that drive in from Atlanta to buy their Jaguars…and they pay CASH!

Am I preaching the right gospel? Yes…no more joking about that.

Not Home, Yet

I remember the story of a preacher that came home from an evangelistic campaign. He was gone a long time and was longing for home when he saw out the window of the train a group of people waiting at the station.

When the preacher reached the train station a band started playing and people started cheering, but as he stepped out of the car he noticed the celebration wasn’t intended for him; it was for some celebrity.

No one had showed up to greet the preacher. There were no banners, crowds, or cheers. Then, totally defeated, the poor, broken-down preacher prayed: “I have served you for years, Lord…I’ve been faithful and sacrificed everything for You…why didn’t one person greet me?…Why no parade?…Why no cheers?”

Then a still, small Voice said, “You’re not home…yet.”

Reward vs. Reward

Don’t worry yourself. Don’t be envious. The things of this earth will pass away one day, along with all the wicked have accumulated.

Nothing down here can compare to what our Father has in store for us when we get home.


Don’t Follow Your Heart

Proverbs 23:19-21

“Hear thou, my son, and be wise, and guide thine heart in the way. Be not among winebibbers; among riotous eaters of flesh: For the drunkard and the glutton shall come to poverty: and drowsiness shall clothe [a man] with rags.”

Stay Away from These

The first thing many people will pick and choose out of these verses is a condemnation of drinking alcohol. Like many I have known in my life, the point many will immediately deduce is that drinking will lead to ruin, poverty, rags, etc. The last thing most will conclude is that eating will lead to destruction and ruin. No, the only thing many will see is, “stay away from those social drinkers and drunks.

Why is it that little is ever said about gluttony? Why is it that gluttony is a sin, but eating isn’t? Unfortunately for the legalists among us, this proverb has nothing to say about eating and drinking, but gluttony and drunkenness. Take that for what it’s worth.

What Solomon is really telling us to stay away from are people who will most likely influence us to act like they do. We should stay away from those who eat and drink simply for pleasure because their self-indulgent spirits will lead not only to their own destruction, but also to the ruin of those who follow.

A Heart Issue

Drunkenness, gluttony, and drowsiness are certainly dangerous characteristics, but the initial command in this passage, a warning, is to “guide thine heart in the way.” Much like as in Proverbs 23:12, the idea is that the heart must be forced to do what is in its best interest.

How many times have you heard it said, “Just follow your heart”? Solomon is warning against that advice by cluing us in to what the heart desires. The Prophet Jeremiah said that the heart is “deceitful above all things, and desperately wicked” (Jeremiah 17:9). The way that the heart wants to go is where the “winbibbers” and  “riotous eaters” are.

Wisdom should guide the heart, not the other way around.

What of the Other?

Alcohol is no different than carbohydrates and fat; both are amoral. In other words, there is no more inherent sin in a bottle of Jack Daniels than there is a Big Mac and a large fry or a banana split. Some people can eat what they need to stay fit without over-indulging, while others will pig out and clog their arteries…all in the name of a church social.

Some people can consume alcohol without becoming drunkards, too. However, many who consume are proven to be fools.

Simply put, an unguided heart will go in the way that numbs pain, fills voids, and distracts from reality. The wise son will guide his heart down a different, disciplined path which leads to provision, not poverty; robes, not rags.


Nauseous Hosts

Proverbs 23:6-8

Eat thou not the bread of [him that hath] an evil eye, neither desire thou his dainty meats: For as he thinketh in his heart, so [is] he: Eat and drink, saith he to thee; but his heart [is] not with thee. The morsel [which] thou hast eaten shalt thou vomit up, and lose thy sweet words.

Don’t eat with people who are stingy; don’t desire their delicacies. They are always thinking about how much it costs. “Eat and drink,” they say, but they don’t mean it. You will throw up what little you’ve eaten, and your compliments will be wasted. – NLT

Puzzling 

I have been struggling with this proverb. You must admit, it’s a little odd. I mean, what’s the deal with “dainty meats” and throwing up?

The best I can figure, the meaning of this proverbs is pretty simple once you get past the language. For one thing, don’t eat with a hypocrite. Secondly, if you do, you’ll regret anything nice you ever said.

It does seem a little strange, though. Why would someone feed you and say, “Go ahead, dear, eat all you want,” while at the same time regret you ever came to dinner?

Better to Eat Herbs

Solomon must have had an experience or two with people who wanted to entertain him with a meal. But evidently there were people who offered the best on the menu while wincing every time he took a nibble. Have you ever known anyone like that?

What makes a person sick after eating all the nice, expensive food is the guilt one is made to feel. There are some people who want to make you think they care, but then they make you feel guilty for taking advantage of their hospitality. The great Matthew Henry said,

Do not sponge upon those that are bountiful, nor make thyself burdensome to any; but especially scorn to be beholden to those that are paltry and not sincere. Better have a dinner of herbs, and true welcome, than dainty meats without it.*

Gag Reflex

Here’s the point that must be taken: don’t desire the things that belong to the wealthy, nor ask them for a free meal. Sure, there are kindly millionaires who love to give. The problem it that there are many others who love money more than people, but don’t want to seem greedy on the surface. That is why they will say, “Eat and drink,” but gag you in the end.

One commentary says that “Cultivating the friendship of the wealthy is a waste of effort,” and then goes on to say…

“For like a hair in the throat, so he is.” Just as getting a hair in the throat while eating causes a gag reflex and sometimes vomiting (v. 8), even so the wealthy man’s hospitality will leave one feeling disgusted.**

I sure hope the next rich person that takes me to dinner keeps his hair off my food.

Sources:

*Matthew Henry, Matthew Henry’s Commentary on the Whole Bible: Complete and Unabridged in One Volume (Peabody: Hendrickson, 1994), Pr 23:6–8.

**Duane A. Garrett, Proverbs, Ecclesiastes, Song of Songs, vol. 14, The New American Commentary (Nashville: Broadman & Holman Publishers, 1993), 195-196.


Birds and Money are the Same…

Proverbs 23:4-5

“Labour not to be rich: cease from thine own wisdom. Wilt thou set thine eyes upon that which is not? for [riches] certainly make themselves wings; they fly away as an eagle toward heaven.” (KJV)

“Do not weary yourself to gain wealth, Cease from your consideration of it. When you set your eyes on it, it is gone. For wealth certainly makes itself wings Like an eagle that flies toward the heavens.” (NASB)

The Birds

In the movie Rio, Blu is a blue macaw with a human friend, Linda. Blu is the last male of his kind, and he is sought out by an ornithologist from Brazil, Túlio, who intends to take the bird back with him to save the species. Linda is convinced by Túlio to travel to Brazil with him and to take Blu to meet the other bird.

While they are there, Blu and the female macaw, Jewel, are bird-napped and sold to three men who are bird smugglers. The leader of the group plans to sell the birds for an insane price and therefore become rich.

RioA very long journey takes place to try and get back to Linda, and Blu and Jewel escape and everything turns out just fine. However, the thieves didn’t plan on their way of income literally flying away from them. After all, the birds were locked up in a cage!

The Verses

It’s like this movie was made for these verses! The thieves were so concerned with their wealth, they didn’t stop to consider losing it all even when they thought they were set and everything was working to their advantage.

When you have wealth, do not set your eyes on it and continue to weary yourself to get more. Money is losing its value at an alarming rate, and even the wind can carry it away if you are not careful.

Don’t forget that your wealth may just fly way. Instead, consider these verses:

“Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal:
But lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal:
For where your treasure is, there will your heart be also.” -Matthew 6:19-21