Category Archives: Money and Finances

The Wise Servant

Proverbs 17:2

“A wise servant shall have rule over a son that causeth shame, and shall have part of the inheritance among the brethren.” 

The Wise Butler

I wish I could remember the details of it, but years ago I saw a movie that that was like this verse. Of course, the fact that a movie from Hollywood reminds me of a story in Scripture shouldn’t amaze me; many of the plots in movies are stolen from the Bible.

Nevertheless, I remember seeing something about a butler who had to manage a wild, rebellious, reputation-ruining heir. I just can’t remember if the butler wound up with everything, or not.

The Wise Servant

In this proverb we read of a servant who was smart enough to look out for the family’s interests, even if the son only cared about acting the fool. The servant wisely took charge over the unruly son, maybe even saying, “Your daddy put me in charge, so yes, I am the boss of you!

It was not uncommon in those days for a servant to be very close to the members of the family he served. It was not uncommon, even, for a servant to have part in the family’s inheritance  especially if the servant was considered a family member. So, it stands to reason that the wise servant, caring for the family that employed him, might have seen the profit of keeping his master’s son out of trouble.

Sometimes, it was even the case that a servant got everything, but his master got nothing. We read about that happening to Ziba, the former servant of Saul (2 Samuel 16:1-4).

The Shameful Son

There is another way to look at this, however. Even though the son was related by blood to the master, he was still subordinate to the servant. Whether it had to be that way, we don’t know. But the way this verse reads, the son might have been old enough to have been out from under the control of a tutor. He may have been old enough to have been the one to give the orders. Yet, because of his behavior, the servant was placed over him.

Let this be a lesson to us. Even though we may be children of the King, when we act up and begin to bring shame to His name, someone not even in the family may be used to discipline us. And, if it goes far enough, the blessing once due us may even go to someone else.

 


Honking Escalade

Proverbs 16:19

“Better it is to be of an humble spirit with the lowly, than to divide the spoil with the proud.”

Rich and Poor

Not all poor people are humble. Not all rich people are proud. We should never jump to conclusions and assume that just because a man is poor he is humble, or prideful if he is rich.

That being said, today’s proverb addresses the heart of man, and that heart is usually more proud when he is rich, humble when he is poor. For instance, the people who blew their horn at my wife and I, as we sat at a stop sign and couldn’t go anywhere, were in a big Cadillac Escalade. They honked at us, but we didn’t honk at the little old lady in front of us who couldn’t decide where to go. (That actually happened just a few moments before writing this)

Riches and Poverty

This proverb also addresses the misconception that wealth is better than poverty. Sure, to have more money and possessions can be a great blessing, but it can also be a curse far worse than being destitute.

This verse also addresses the misguided belief that “the one with the most” wins. Many only have “the most” because they have taken advantage of those who have little.

The NIV translates this verse, “Better to be lowly in spirit and among the oppressed than to share plunder with the proud.” It might not always be the poor and rich we’re talking about, but the oppressed and the oppressors. Either way, the one who is worse off in God’s eyes is the one who sits with those who have become wealthy by taking from others, and is proud of it.

Be Content

Let us consider Proverbs 16:19 as we observe the words of the Apostle Paul…

“Not that I am speaking of being in need, for I have learned in whatever situation I am to be content. I know how to be brought low, and I know how to abound. In any and every circumstance, I have learned the secret of facing plenty and hunger, abundance and need. I can do all things through him who strengthens me.” – Philippians 4:11-13 ESV

Ultimately, it’s better to have nothing and a humble heart, than have everything and be at odds with our God.

(I hope the horn on that Escalade breaks and starts blowing when they’re behind a State Trooper)

 

 


The Cost of Bribes

Proverbs 15:27

“He that is greedy of gain troubleth his own house; but he that hateth gifts shall live.” 

“A greedy man brings trouble to his family, but he who hates bribes will live.” – NIV

Same Script

Have you ever noticed how most crime dramas on television are the same, at least in the writing department? When we read in Ecclesiastes 1:9 that there is “no new thing under the sun,” it especially applies to television and movie plots.

One reason that it is hard to come up with anything new is because men keep doing the same things over and over again. The stories are all so similar in pattern because the template is ingrained in man’s fallen nature. He keeps falling for the same old tricks every time, like fish that never question a swimming worm.

One common story line involves a man who needs money, takes a bribe, gets caught, then brings his family to ruin. It varies, of course, but whether it’s a politician who takes a bribe in order to keep his career afloat, or a discouraged policeman who deals confiscated drugs in order to take care of his sick children, the end is always the same – trouble.

Doing What’s Right

It is not always easy to turn down easy money. Sometimes the offer can seem pretty tempting. Several years ago my wife and I were asked to hire undocumented workers in order to keep down the costs of a cleaning contract. We were told over and over, “They work hard for little money…everyone does it…no one will find out.” We could have saved thousands of dollars in labor costs.

Doing what is right, however, is more important than money. Greed is the downfall of many. What would have happened my wife’s company had been visited by federal agents? How many lies would she have been responsible for when she filed payroll taxes? What would have happened to our family of one of us had been sent to jail?

Even when times are at their worst, doing wrong, taking a bribe, doing it for the money, is never good for one’s home. Somebody down the line will pay for poor choices made.


What Is Better than Wealth?

Proverbs 15:16

“Better is little with the fear of the LORD than great treasure and trouble therewith.”

Would You Rather

Have you ever played “Would You Rather?”? It’s sort of a conversation-starting kind of game, if it’s a game at all. There are no winners or losers.

One person asks an either/or question like, “Would your rather eat a roach, or aspirate a snotty baby’s nose by mouth?” The answer would have to be one or the other, not an “I would never do either!” You have to choose.

In the case of the above question, either answer is a loser…unless you’re one of those mother’s who do that kind of thing to your snotty baby…or unless you eat bugs. Most people would just lose the contents of their stomachs.

Better/Than

What we see in this proverb not an either/or question, but a better/than comparison. Unlike the “would you rather” question, this one has a clear winner and loser.

What is “better”? Little. Just the scrapings. Hardly anything.

What is “than”? Great riches. A storehouse full of provision. More money than anyone else. But notice, there’s nothing “bad” or “wrong” with great riches; it’s just not better.

Better than what?

Great riches are not better than scraping by if great riches are all you have. It’s better to have hardly anything and have the fear of the Lord, a righteous heart, a forgiven soul, a peace that passes all understanding, than great wealth and all the worry and anxiety it can bring.

Winning Secret

Oh, but remember how in the first game of “Would You Rather?” there are no real winners? That’s not the case at all with choosing to have a little and the fear of the Lord!

Here’s a little secret: If you choose a little and the Lord, the eternal riches far exceed anything one could amass on earth. Jesus asked, “For what shall it profit a man, if he shall gain the whole world, and lose his own soul?”

As the old hymn says, “I’d rather have Jesus.”


True Treasure

Proverbs 15:6

In the house of the righteous is much treasure: but in the revenues of the wicked is trouble.”

Where is my money?

I can hear many people asking after reading this verse, “If the house of the righteous is full of treasure, and I am a devout Christian, where is all of my money? It sure seems wicked people have all the money!”

If this is you, you are not the first to complain about evil people seeming so well-off. We read in Psalm 73:3, “For I was envious at the foolish, when I saw the prosperity of the wicked.” Many godly people have wondered at this.

Claim It in Faith

There is another s0-called gospel message out there, often called the “prosperity gospel” or “Name-It-and-Claim-It,” teaches just that: if you name your desire in faith that God will deliver, you will receive that very thing.

Under this message, with enough faith you can be happy, healthy, and wealthy. Proponents of this message firmly believe in the combined promise of Proverbs 13:22b, “the wealth of the sinner is laid up for the just“, and John 16:23, “And in that day ye shall ask me nothing. Verily, verily, I say unto you, Whatsoever ye shall ask the Father in my name, he will give it you.

Trust me that these verses are taken entirely out of context.

True Treasure

Here is the real context: while some righteous people will be wealthy and/or healthy, most will only earn their treasure as good standing with God in Heaven by obeying His commands and living in His love.

Read Jesus’ words in Matthew 6:19-24:

19 Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal:

20 But lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal:

21 For where your treasure is, there will your heart be also.

22 The light of the body is the eye: if therefore thine eye be single, thy whole body shall be full of light.

23 But if thine eye be evil, thy whole body shall be full of darkness. If therefore the light that is in thee be darkness, how great is that darkness!

24 No man can serve two masters: for either he will hate the one, and love the other; or else he will hold to the one, and despise the other. Ye cannot serve God and mammon.

The wicked lose out on the favor of God. Our true treasure is Jesus Christ.

Lord, grow Your love in our hearts that we may serve You and love You. Grant us Your grace and patience, that instead of pursuing money and things we would seek Your favor. You are the true treasure.


Giving is Honoring

Proverbs 14:31

“He that oppresseth the poor reproacheth his Maker: but he that honoureth him hath mercy on the poor.”
“Whoever oppresses a poor man insults his Maker, but he who is generous to the needy honors him.” – ESV

Do You Hate God?

It’s as simple as this: if you take advantage of or mistreat the poor, you hate God. End of story. On the other hand, if you love God, then you will have mercy on the poor.

Do you remember old Scrooge? Remember how he despised the idea of giving money to help the poor and needy. At one point he said, “Are there no prisons? [The workhouses], are they still in operation?” Yet, when he got the “Christmas spirit” he had a change of heart and gave more than anyone else?

Beware the Blowhard

Don’t let any pompous blowhard convince you he loves his Maker if he never drops a dime in a Salvation Army kettle. Never trust a religious deacon who raises the rent on his commercial property in order to keep the single moms away. The lottery promoter who makes huge profits on the backs of those who can barely afford to put food on the table…well, he might as well spit in the face of Christ.

His Hands and Feet

We are the hands and feet of Christ in this world. We are to help those who need help as if the Lord was here in the flesh doing it Himself. That is what it means to be Christ-like. Of course, there are needs which will never be met, no matter how hard we try. But showing mercy is a sure sign we are honoring the one who showed greater mercy, giving us everything in the gift of His Son.


Don’t Hate ‘Em, Join ‘Em

Proverbs 14:24

“The crown of the wise is their riches: but the foolishness of fools is folly.”

 Class Warfare

One of the greatest tools of the powerful is to prey on the jealous tendencies of men and women. The ones seeking votes pit the rich against the (perceived) poor and create something called class warfare. In order to manipulate votes they try to make the poor think that their lives will improve if the rich are punished for being wealthy, or “make ’em pay!

In the last national election I heard things like, “Rich people don’t need all that money,” and “We need to tax the wealthy in order to provide for the poor.” I even heard a teenager essentially say of Mitt Romney, “He’s nothin’ but a rich (anal orifice) that wants to take away our food stamps!

Don’t Blame the Rich

This proverb doesn’t condemn the rich, however; it praises them. Actually, it praises the wise who become wealthy by saying that their riches are tangible evidence of their wisdom.

Many times the poor are tempted to come up with all kinds of reasons to hate people with more money. They accuse them of all kinds of things, from unjustly inheriting fortunes to steeling from elderly. The jealous and envious run around condemning the rich, while hypocritically wishing they were sailing on the same yacht.

What the “fools” of this proverb fail to understand is that the wise are wealthy because of wise choices. The poor, on the other hand, are poor because of foolish choices.

Choices and Consequences

It has been addressed before, but choices lead to consequences. When we make poor choices regarding money we end up poorer. When we make wise choices we are better off in the end.

For instance, most millionaires in America became wealthy as the result of long, hard work and taking calculated risks. They rarely drive the newest cars, wear the most fancy watches, or live in the biggest houses. Instead of sports cars, according to a book called The Millionaire Next Door, the most common vehicle driven by a millionaire was a used Ford truck. And instead of flashing a Rolex, most wear watches that cost lest than $200.

But as for the “foolish,” well, that’s a totally different story. Instead of working hard, they try hard not to work. Instead of investing in the future, they waste multiple thousands on tobacco, partying, tattoos, lottery tickets, check advances, booze, big screen TV’s, bass boats, jewelry, cell phones, and even wheels that cost more than the cars they drive.

So, the next time you find yourself hating those crowned with riches, take a look at your own investment portfolio. Instead of hating the wise, why not learn from them?