Tag Archives: money

Know-It-All’s Usually Don’t

Proverbs 13:7 stood out to me this morning.

“One man pretends to be rich but has nothing; another pretends to be poor but has great wealth.” – Proverbs 13:7 CSB

The obvious meaning has to do with tangible wealth. So often we see people who give the impression of being wealthy by the cars they drive, the clothes they wear, and the houses they live in. Yet, in many of those cases, the appearance of wealth is all they have.

Sadly, the same holds true with many who appear to be spiritual and wise. Everything on the appearance seems to point toward a godly life, one full of the Spirit and one that walks daily with the Lord. However, so often what we find once the bank account of the heart becomes public is that the spiritual wealth was only pretend – they had nothing.

One red flag to look for in both cases – tangible wealth and spiritual wealth – is how much the wealth is flaunted. So many times the most unassuming are the most wealthy.

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Just Weight and See

A false balance is abomination to the Lord : but a just weight is his delight. When pride cometh, then cometh shame: but with the lowly is wisdom. The integrity of the upright shall guide them: but the perverseness of transgressors shall destroy them. -Proverbs 11:1‭-‬3 KJV

Dishonesty, or lying, is an abomination to God. Think about: He made it one of the 10 commandments! (#9, Exodus 20:16, Deuteronomy 5:20)

Dishonesty denies the image of God in others. It is the same as saying other people are worthless.

It also leads to problems.

False Balances

Something to arise in the most recent recession (about 2008) was the business of buying gold. You can bring in your jewelry and knickknacks to be weighed and sold based on the current market value. If a merchant used poorly (or fraudulently) calibrated scales, they could pay you far less than the current value. (I spent a very short time doing this, and they usually purchased an average of 15% below market value to make a profit.)

Who does it profit? Obviously the merchant.

Wait and See

One positive to government regulation is that there are frequent inspections to stop people from falsifying their scales. Those caught had to pay huge fines and permanently close up shop. At worst, they also went to jail.

When dishonesty is used, it is usually found out. Just look at the news on almost any given day, when business and government leaders are caught in the act of deceiving people.

Usually, it is because their pride convinces them that they are smarter than everyone else or that they are above everyone else, that the rules don’t apply to them.

But wait and see, their deeds will catch up to them.

It may not be in this life, but there will be consequences.

However, living honestly and with integrity not only protects you from bad consequences in this life, but it can lead you to live like God, who cannot lie (Numbers 23:19, Titus 1:2, Hebrews 6:18), and to Jesus, the way, the truth, and the life.


Debts & Promises

My son, if you become surety for your friend, If you have shaken hands in pledge for a stranger, You are snared by the words of your mouth; You are taken by the words of your mouth. So do this, my son, and deliver yourself; For you have come into the hand of your friend: Go and humble yourself; Plead with your friend. Give no sleep to your eyes, Nor slumber to your eyelids. Deliver yourself like a gazelle from the hand of the hunter, And like a bird from the hand of the fowler.
Proverbs 6:1‭-‬5, NKJV

Co-signed

Have you ever needed to take out a loan or get a service (cable, telephone, electricity, etc.), but your credit was … lacking? You need a co-signer to get that loan or service.

Perhaps you have been on the other side and have been the co-signer. It can be scary either way. I have been on both sides.

I have had to pay debts friends and family could not pay, and sometimes it was a struggle financially.

This could be a lesson on Christ’s sacrifice posting our debt of sin. Instead, this is about seeing how our promises can catch us.

Leaving the Altar

You see, our commitments have effects on others. We promise to pay that bill. We promise to be at that event. We promise to carry our fair share.

And then we don’t.

We put up the strong front and commit to keeping other promises.

Say, tithing.

But Jesus says, “if you bring your gift to the altar, and then remember that your brother has something against you, leave your gift there before the altar, and first go be reconciled to your brother before returning to offer your gift.” (Matthew 5:23‭-‬24)

In other words, humble yourself, and do what is right.

If as the one who owes, confess your wrong or inability and seek forgiveness. If as the one who is owed, forgive the debt (of the promise, of the burden) and move on (possibly through making a plan or as simply releasing all responsibility).

The big point is to hold onto the relationship above all else.

That is why Jesus sacrificed glory, comfort, and life: to forgive our debts and broken promises to restore the relationship. And He arose to guarentee it for eternity.


Wisdom over Harlots

Proverbs 29:3

Whoso loveth wisdom rejoiceth his father: but he that keepeth company with harlots spendeth his substance.
A man who loves wisdom brings joy to his father,     but a companion of prostitutes squanders his wealth. (NIV)

The second half of today’s verse probably does not need much explanation.

Getting prostitutes is not the best way to spend money.

For starters, they can be expensive up front. If they are not expensive up front, and even if they are, they could be even more expensive later.

You may need to also pay for:

  • Divorce
  • Counseling
  • Medical needs
  • Medication for said needs
  • Reputation
  • and much, much more!

Your wealth could be squandered very quickly with prostitutes.

A Happy Father

Wisdom is always the better choice.

It could make you rich, if you are wise with money, but there is no guarantee of that.

It will usually keep you out of trouble (though wicked people often find a way to bring you trouble!)

It is probably true with most parents, but I know when I made wise decisions those were the times my father was the most proud of me.

The satisfaction I think we should all strive for, though, is higher than that.

Solomon became king of Israel at a very young age, and God gave him the chance to ask for anything he wanted. Solomon asked for wisdom.

How did God respond? 1 Kings 3:10 tells us:

The Lord was pleased that Solomon had asked for this.

How amazing would it be to know our Heavenly Father, the God, Creator, and Savior of all creation, was happy with us?

Heavenly Father, give your servants discerning hearts to govern our lives and to distinguish between right and wrong. For who is able to govern this great people of yours, but You?


Make Money Fast

Proverbs 28:20 

A faithful man shall abound with blessings: but he that maketh haste to be rich shall not be innocent.

It is probable that ‘get rich quick’ schemes have been around since time immemorial. You may ask how they operated in Solomon’s day without a postal service, email, or Internet; but imagine a group of shepherds sitting around the fire one night talking about how poorly they are paid, with no overtime for the night shift, and no possibility of ever matching their employer in terms of wealth. One of them then says, “I met this fellow the other night in The Bethlehem Arms and he told me about a scheme involving something called soap. If we all invest one-quarter of our weekly wages for the next six months, which is only a little bit more than we spend on beer, he will supply us with the ingredients and secret recipe to manufacture soap. Then all we need is a market stall in Jerusalem and voila, we’ll make a fortune and never need to sit out here minding smelly sheep all night again.”

“Soap?!” replies one shepherd, “what is soap, and what do you do with it?” When Getrichqwikamiah replies “you use it to wash your body” the other shepherds all fall around laughing. “Who ever heard of anyone in Jerusalem washing?” shouts one, barely able to get the words out because he is laughing so much.

Solomon wasn’t just talking about people wanting to get rich quick, but about the condition of their hearts when wanting to be wealthy begins to rule their thoughts to the extent that it becomes an obsession. Jesus had opinions on wealth and those who let it dominate their lives. When a cheating tax collector came into contact with Jesus he ended up giving away most of his wealth. But another man with great wealth chose not to surrender his riches, and walked away from Jesus. I love the parable about the barn building landowner and how Jesus summarizes this teaching:

And he told them this parable: “The ground of a certain rich man yielded an abundant harvest. He thought to himself, ‘What shall I do? I have no place to store my crops.’ “Then he said, ‘This is what I’ll do. I will tear down my barns and build bigger ones, and there I will store my surplus grain. And I’ll say to myself, “You have plenty of grain laid up for many years. Take life easy; eat, drink and be merry.”’ “But God said to him, ‘You fool! This very night your life will be demanded from you. Then who will get what you have prepared for yourself?’ “This is how it will be with whoever stores up things for themselves but is not rich toward God.” (Luke 12:16-21 NIV)


Work Hard

Proverbs 28:19

“He that tilleth his land shall have plenty of bread: but he that followeth after vain persons shall have poverty enough.” (KJV).
“Hard workers have plenty of food; playing around brings poverty.” (NLT).

Common Sense:

Sometimes when I’m reading my Bible I think, “Duh! That’s just common sense!” For example, there is a Proverb that says, “A man who has friends must himself be friendly, but there is a friend who sticks closer than a brother.” (18:24). Of course – that makes total sense. If you’re not friendly – if you’re rough and gruff, rude and crude, you’re not going to attract many friends. But if you are friendly – loving, kind and patient – then you are going to make more friends. It’s so simple – how do we miss it?

Playing Around:

In today’s Proverb, Solomon wisely declares, “He that followeth after vain persons shall have poverty enough.” What is a vain person? That word vain means empty, vain, idle or ethically worthless. Translation? If you’ll excuse my use of a common slang term: A lazy bum. If you hang around with vain, idle or lazy people – playing around – it will lead to poverty. How many times in this wisdom book have we discovered that we become like those we most closely associate with. Walk with the wise and you will become wise. Sit with the lazy, and it will lead to poverty and ruin.

I know of a man who has a hard time keeping a job. For whatever reason, he changes jobs multiple times a year. Whether he just gets bored, or doesn’t like the job anymore, I’m not sure. But it never fails, I keep hearing about how he’s quit his job and is looking for work. More often than not, he is between jobs. Not surprisingly, his son is exactly the same way. Can’t keep a job. Won’t keep a job. Often unemployed. Like father, sadly like son.

Working Hard:

On the other hand, those who till their land – and work hard – will have plenty of food. Those with a strong work ethic, their needs will be taken care of. When we work heartily as unto the Lord, God will bless that.

I got my first job at the age of 16 working at a McDonald’s. The fall after I graduated from high school, I got a job working at a Zellers store at the mall, and for the past 23 years, I have always had a job. There are always jobs available, if someone is willing to work! It might not always be the job you want, but if you want to work, someone is always hiring.

Lord, teach us the value of working hard, and being diligent stewards of all of the resources that you give to us. Help us to look to you as our provider, and trust you to meet all of our needs. In Jesus’ precious name, amen.


If I Were a Rich Man

Proverbs 28:11 

The rich man is wise in his own conceit; but the poor that hath understanding searcheth him out.
Rich people may think they are wise, but a poor person with discernment can see right through them. (NLT)

Once again one of the richest men who ever lived is giving the rich a hammering. It seems likely that King Solomon would have encountered most of the richest people in his society, from home and abroad. The question is how many did he hold in high esteem? Not many it would seem if the number of proverbs criticizing the rich is taken as an indicator.

Why did Solomon think so badly of wealthy people? Actually, it is very easy to judge rich people. It seems that the media is constantly reporting on the tomfoolery of pop stars, movie stars, football (soccer) players, and other sports personalities, all of whom seem to have untold wealth when compared with the rest of the population. Most of us would say that it is also undeserved wealth, although in a way we have contributed to that wealth by purchasing music, watching movies, and by buying overpriced tickets for supposedly top-notch sports events.

The last time I took my two youngest children to a Premier League soccer match it cost me over £100 for tickets, travel, etc. I can’t say that I was particularly impressed with the performance of the players, although I always enjoy the atmosphere in the stadium. Sadly it seems that many of the young footballers in the UK Premier League are lacking in wisdom when not on the pitch, and wealth seems to play a huge part in this deficiency.

There are certain responsibilities attached to wealth, the most important being to use wealth wisely. Jesus spoke on the subject in the parable of the talents when surprisingly the servant who had been given the most demonstrated the greatest wisdom in his investments. There is a message in that parable for those of us who consider ourselves wealthy in spiritual terms. Such wealth is useless if it is not invested wisely. Jesus said: “Blessed are the poor in spirit, for theirs is the kingdom of heaven” (Matthew 5:3). Where is your wealth and how wisely is it invested and used? And in what ways are you poor, and how does this affect your perception?