Category Archives: Money and Finances

September 11, 2013

Padded Résumés

By Anthony Baker

Proverbs 25:14

“Whoso boasteth himself of a false gift is like clouds and wind without rain.”

Résumés

There are a few things I hate to do in life, such as flossing (but I do it, anyway), hanging blinds, changing diapers, and moving. I also hate writing résumés – about as much as I despise licking a cheese grater.

Résumés (also spelled resumes, but looks like it would sound like re-zooms) are so difficult because of the desire to boast. For those of us who have less to boast about, filling out a résumé can be even more challenging. There is always the temptation to “pad” the résumé with skills not quite developed, like saying you’re a “lion tamer” when all you’ve tamed is your pet cat.

Expectations

The problem with a padded résumé is that while it may get you in the door, it won’t guarantee you can do the job for which you are hired. When employers hire people based on the skills they are supposed to have, the expectation is that the employees use their skills, or “gifts,” when called upon.

Sadly, many people have been let go from high-paying, high-pressure jobs when their “boasting…of a false gift” became evident. Examples include Yahoo CEO Scott Thompson, RadioShack CEO Dave Edmondson, and Notre Dame football coach George O’Leary.

No Water

Even more tragic than being found out is the negative effect lying about one’s abilities can have on others. When Solomon compares boasting about a false gift to clouds without rain, we might imagine thirsty people, or hungry people looking at withering crops. How cruel it would be to promise them water but never deliver!

Don’t be a cloud without water. Don’t boast about gifts and abilities you don’t have. Be the best you can be and live up to the expectations others rightfully have of you.

2 Comments   |  tags: , , , , , , | posted in Money and Finances, pride/humility, Temptation, Value and Worth, Work

September 1, 2013

Just Wait Till You Get Home

By Anthony Baker

Pro 24:19-20

“Fret not thyself because of evil men, neither be thou envious at the wicked; for there shall be no reward to the evil man; the candle of the wicked shall be put out.”

Don’t Worry

“Fret” is not a word we use too often, but it simply means to worry oneself. Usually a person who frets is an unhappy person, an ill person, and one that gets on everyone else’s nerves.

Why worry about things we cannot change? Sure, we should be concerned about world events and the ones in charge, but what more can we do than all we can do? Should we sit around and worry ourselves sick? NO! Solomon advises us to chill, think about something else, and quit obsessing over evil men.

Don’t “fret,” be happy!

Don’t Envy

Why do we tend to envy the wicked? Don’t tell me you don’t, especially on the days you struggle to pay your bills. There are some wicked people out there who are driving cars that don’t leak oil, living in houses that have maids, and going on vacations – you know, those things few of us get to enjoy because we “fret” over the expense. If you are like me, then there are days you envy. Don’t lie.

Just the other day I went to the local Jaguar dealership where I was able to touch vehicles I can’t afford. Ordinarily, I cannot get close enough to a $150, 000 automobile without an alarm sounding. But that day I was allowed to touch, smell, and actually sit in the stuff envy is made of. What made it worse was when I was told there are preachers – PREACHERS! – that drive in from Atlanta to buy their Jaguars…and they pay CASH!

Am I preaching the right gospel? Yes…no more joking about that.

Not Home, Yet

I remember the story of a preacher that came home from an evangelistic campaign. He was gone a long time and was longing for home when he saw out the window of the train a group of people waiting at the station.

When the preacher reached the train station a band started playing and people started cheering, but as he stepped out of the car he noticed the celebration wasn’t intended for him; it was for some celebrity.

No one had showed up to greet the preacher. There were no banners, crowds, or cheers. Then, totally defeated, the poor, broken-down preacher prayed: “I have served you for years, Lord…I’ve been faithful and sacrificed everything for You…why didn’t one person greet me?…Why no parade?…Why no cheers?”

Then a still, small Voice said, “You’re not home…yet.”

Reward vs. Reward

Don’t worry yourself. Don’t be envious. The things of this earth will pass away one day, along with all the wicked have accumulated.

Nothing down here can compare to what our Father has in store for us when we get home.

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August 16, 2013

Don’t Follow Your Heart

By Anthony Baker

Proverbs 23:19-21

“Hear thou, my son, and be wise, and guide thine heart in the way. Be not among winebibbers; among riotous eaters of flesh: For the drunkard and the glutton shall come to poverty: and drowsiness shall clothe [a man] with rags.”

Stay Away from These

The first thing many people will pick and choose out of these verses is a condemnation of drinking alcohol. Like many I have known in my life, the point many will immediately deduce is that drinking will lead to ruin, poverty, rags, etc. The last thing most will conclude is that eating will lead to destruction and ruin. No, the only thing many will see is, “stay away from those social drinkers and drunks.”

Why is it that little is ever said about gluttony? Why is it that gluttony is a sin, but eating isn’t? Unfortunately for the legalists among us, this proverb has nothing to say about eating and drinking, but gluttony and drunkenness. Take that for what it’s worth.

What Solomon is really telling us to stay away from are people who will most likely influence us to act like they do. We should stay away from those who eat and drink simply for pleasure because their self-indulgent spirits will lead not only to their own destruction, but also to the ruin of those who follow.

A Heart Issue

Drunkenness, gluttony, and drowsiness are certainly dangerous characteristics, but the initial command in this passage, a warning, is to “guide thine heart in the way.” Much like as in Proverbs 23:12, the idea is that the heart must be forced to do what is in its best interest.

How many times have you heard it said, “Just follow your heart”? Solomon is warning against that advice by cluing us in to what the heart desires. The Prophet Jeremiah said that the heart is “deceitful above all things, and desperately wicked” (Jeremiah 17:9). The way that the heart wants to go is where the “winbibbers” and  “riotous eaters” are.

Wisdom should guide the heart, not the other way around.

What of the Other?

Alcohol is no different than carbohydrates and fat; both are amoral. In other words, there is no more inherent sin in a bottle of Jack Daniels than there is a Big Mac and a large fry or a banana split. Some people can eat what they need to stay fit without over-indulging, while others will pig out and clog their arteries…all in the name of a church social.

Some people can consume alcohol without becoming drunkards, too. However, many who consume are proven to be fools.

Simply put, an unguided heart will go in the way that numbs pain, fills voids, and distracts from reality. The wise son will guide his heart down a different, disciplined path which leads to provision, not poverty; robes, not rags.

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August 9, 2013

Nauseous Hosts

By Anthony Baker

Proverbs 23:6-8

Eat thou not the bread of [him that hath] an evil eye, neither desire thou his dainty meats: For as he thinketh in his heart, so [is] he: Eat and drink, saith he to thee; but his heart [is] not with thee. The morsel [which] thou hast eaten shalt thou vomit up, and lose thy sweet words.

Don’t eat with people who are stingy; don’t desire their delicacies. They are always thinking about how much it costs. “Eat and drink,” they say, but they don’t mean it. You will throw up what little you’ve eaten, and your compliments will be wasted. – NLT

Puzzling 

I have been struggling with this proverb. You must admit, it’s a little odd. I mean, what’s the deal with “dainty meats” and throwing up?

The best I can figure, the meaning of this proverbs is pretty simple once you get past the language. For one thing, don’t eat with a hypocrite. Secondly, if you do, you’ll regret anything nice you ever said.

It does seem a little strange, though. Why would someone feed you and say, “Go ahead, dear, eat all you want,” while at the same time regret you ever came to dinner?

Better to Eat Herbs

Solomon must have had an experience or two with people who wanted to entertain him with a meal. But evidently there were people who offered the best on the menu while wincing every time he took a nibble. Have you ever known anyone like that?

What makes a person sick after eating all the nice, expensive food is the guilt one is made to feel. There are some people who want to make you think they care, but then they make you feel guilty for taking advantage of their hospitality. The great Matthew Henry said,

Do not sponge upon those that are bountiful, nor make thyself burdensome to any; but especially scorn to be beholden to those that are paltry and not sincere. Better have a dinner of herbs, and true welcome, than dainty meats without it.*

Gag Reflex

Here’s the point that must be taken: don’t desire the things that belong to the wealthy, nor ask them for a free meal. Sure, there are kindly millionaires who love to give. The problem it that there are many others who love money more than people, but don’t want to seem greedy on the surface. That is why they will say, “Eat and drink,” but gag you in the end.

One commentary says that “Cultivating the friendship of the wealthy is a waste of effort,” and then goes on to say…

“For like a hair in the throat, so he is.” Just as getting a hair in the throat while eating causes a gag reflex and sometimes vomiting (v. 8), even so the wealthy man’s hospitality will leave one feeling disgusted.**

I sure hope the next rich person that takes me to dinner keeps his hair off my food.

Sources:

*Matthew Henry, Matthew Henry’s Commentary on the Whole Bible: Complete and Unabridged in One Volume (Peabody: Hendrickson, 1994), Pr 23:6–8.

**Duane A. Garrett, Proverbs, Ecclesiastes, Song of Songs, vol. 14, The New American Commentary (Nashville: Broadman & Holman Publishers, 1993), 195-196.

4 Comments   |  tags: , , , , , | posted in desire, food, Money and Finances

August 7, 2013

Deceitful Riches

By Daniel M. Klem

Proverbs 23:1-3

1 When thou sittest to eat with a ruler, consider diligently what is before thee:
2 And put a knife to thy throat, if thou be a man given to appetite.
3 Be not desirous of his dainties: for they are deceitful meat.

1 When you sit to dine with a ruler, note well what is before you,
2 and put a knife to your throat if you are given to gluttony.
3 Do not crave his delicacies, for that food is deceptive. (NIV)

The Wealthiest

Most if not all people who read this live in or were born in a so-called First World nation. These are the wealthiest and most technologically advanced nations.

The standard need of the average citizen here – food, clothing, shelter, etcetera – is usually met.

In fact, today’s passage is probably more of a warning to you if you live in one of these nations, than it is a warning for someone from a Third World nation – a nation of extreme poverty and lack of advanced technology (though they usually have cell phones!) However, it is a warning for all people who have wants and desires.

The same old warning

Everyone wants their children to have a better life than they had … or at least a better life for themselves, so there is always a desire for better circumstances.

However, look at many lottery winners or those who receive large inheritances. They end up bankrupt and sometimes worse than before.

The reason is simple: they fall in love with MORE! They see how nice it is to always have food and things, and they simply want more.

Paul warned us through Timothy about this almost 2000 years ago, but also with advice:

9 But they that will be rich fall into temptation and a snare, and into many foolish and hurtful lusts, which drown men in destruction and perdition.
10 For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows.
11 But thou, O man of God, flee these things; and follow after righteousness, godliness, faith, love, patience, meekness.
1 Timothy 6:9-11

Gracious God, protect our hearts from a love of more of the things and money of this world. Rather, please give us a heart for righteousness, godliness, faith, love, patience, and humility!

1 Comment   |  tags: , , , , , | posted in contentment, desire, food, Money and Finances

August 6, 2013

How to Get Ahead

By Anthony Baker

Proverbs 22:29

“Seest thou a man diligent in his business? he shall stand before kings; he shall not stand before mean [men].”
“Do you see a man skillful in his work? He will stand before kings; he will not stand before obscure men.” – ESV
Victims

True victims should be pitied and cared for; those with a victim attitude should not. Oh, we should care, sure, but there comes a point when people need to quit blaming their lack of progress on others.

I know what it is like to lose everything. I know what it is like to go from making good money to having to work multiple jobs just to feed my family. But many will not lift a finger for themselves, while all along condemning those who have worked for what they have. They live as victims of their own laziness.

Just the other day I overheard a conversation a manager was having with an employee. The manager tried to encourage the employee to seek a better position in the company, but the employee would not accept. The reason she gave was that if she moved into a better paying position she would lose some of her welfare benefits. She would rather live on what was given to her than work for anything.

Victors

Look at the working man. Look at what he is doing and how he is doing it. He is diligent, which means he does the best he can as promptly as he can. He cares about his work, no matter what that work is.

There once was a waiter at  a particular restaurant. One day the restaurant changed their menu and began offering Pepsi instead of Coca-Cola. When a customer was saddened by the change, the waiter went around the corner to a convenience store, bought a Coke, and brought it to the table. He was diligent in his business.

Not long after the Pepsi/Coke incident we discovered the waiter had left the restaurant! When we asked where he went we were informed he had been promoted – to manage his own restaurant!

Visible

When a person wants to get ahead in life, the last thing he needs is to be invisible.  Look at the man who does his best and works hard – look at the man who hones his skills and fine-tunes his gifts – and you will find a man who gets noticed.

If you want to be considered worthy to stand in the presence of kings, do work that is worthy to be noticed by kings.

Don’t be a victim – be a victor! You will get noticed.

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July 31, 2013

Rich or Poor

By David

Proverbs 22:16  

He that oppresseth the poor to increase his riches, and he that giveth to the rich, shall surely come to want.
One who oppresses the poor to increase his wealth and one who gives gifts to the rich – both come to poverty. (NIV)

There is a school of thought that says that without poverty wealth could not exist; that one man’s poverty is another man’s riches. But I’m not rich you say! I work hard to pay my mortgage and my car loan, and to feed and clothe my family. However, if you have a mortgage on a property that boasts running water, heat and light, etc., then you are rich in comparison to many fellow citizens of planet earth.

Is it wrong then to own property? I don’t think so, but I do believe that it is necessary for all of us to examine ourselves, and the way that we live. Do we give, and are we generous in our giving? Or do we keep all that we have for ourselves justifying our actions by believing that we cannot afford to give? Is giving just about money? What about time? What about company? And at its most basic level what about a smile or a greeting for each person you meet? Just yesterday I said good morning to a man sweeping the floor at Dublin Airport. All the other passengers walked past without looking at him. It cost me nothing, but by his response I knew that my greeting was appreciated.

There is also a danger of pride in financial giving. Carefully setting aside that 10% tithe and feeling good about it is not what giving is all about. Jesus pointed out the poor widow who put all that she had in the offertory box. Tony Campolo once said that we should forget about the 10% we tithe and question what we do with the 90% we keep for ourselves. One thing for certain is that whatever we have in material terms it cannot leave the planet with us. So why then do we hoard? Could it be that this proverb is aimed at all of us, to encourage generosity in all aspects of our daily lives?

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July 25, 2013

Generous Eyes

By Anthony Baker

Proverbs 22:9

“He that hath a bountiful eye shall be blessed; for he giveth of his bread to the poor.”
“He who has a generous eye will be blessed, For he gives of his bread to the poor.” – NKJV

Always

Have you ever heard the phrase, “Never say never?” I heard it a lot in the days before the birth of my first child. I would say things like, “I will NEVER let my child…” That’s when people who knew better would offer insight based on their own experiences.

There are some decisions that should be made in advance, however; decisions preceded by a firm absolute. For example, I have said many times that I will never let my daughters leave the house looking like a “prostitot,” and I mean it.

But what about the word always? Isn’t that an absolute statement we should avoid? Should we always be giving? Should we always be generous?

Give

My father, a generous man, told me, “Son, if a bum on the street walks up to you and asks for a dollar, always give what you can…you never know who it might be.” He would never “withhold” when he had the power to give something (Prov. 3:27), and he was a firm believer in the possibility that every beggar could be a heavenly messenger:  “Be not forgetful to entertain strangers: for thereby some have entertained angels unawares” (Heb. 13:2).

But more importantly, my father was wise enough to understand that it’s not really about what we give and to whom, although that is important; it’s about the heart. A person with a “bountiful eye” loves to give, especially to those who are less fortunate. Like the Good Samaritan, we are not told to question why our neighbor is lying in the ditch, or how he came to be in that situation, but to offer kindness and generosity. Even when it is impossible to give money, a sacrifice of kindness is always appropriate.

Blessings

When we give blessings we get blessings in return. It may not be in this life, but the promises of God are true: he who has a generous eye WILL be blessed.

Doesn’t it make you feel good to give? Wouldn’t you like to come into a bunch of money and then use it to fund an orphanage, provide for struggling families, or give to missions? Well, it doesn’t take a few people giving a lot, just a lot of people with a heart for giving.

Remember, “He who has pity on the poor lends to the LORD, And He will pay back what he has given” (Prov. 19:17 NKJV). God is no man’s debtor.

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July 22, 2013

Under Another

By Daniel M. Klem

Proverbs 22:7

7 The rich ruleth over the poor, and the borrower is servant to the lender.

Buying a House

My wife and I just bought our first house.

Technically, it is not really ours, because we have to pay the bank for buying it for us. That means, for up to 30 years, the bank owns our house.

During that time, the bank owns our money. We have to give to them, or they can take from us our dwelling place! We serve them until the debt is paid.

Emotional Dependency

Banks may have financial superiority over many a homeowner, but there are other ways people control others.

The emotionally weak person will be either controlled by those who are more out of control of their emotions or inadvertently control their relationships out of their need.

The former situation has the person whose emotions are all over the place seeking power over the weaker person. They are rich in emotional intensity that they cannot control, therefore they control someone else.

The latter situation has the emotionally needy person draining others’ time and emotions. In this sense, it can be seen as the one rich in need has control over the person poor of need.

Neither is morally justifiable, but it happens all the time.

Moral Superiority

We all find ourselves in some emotional or moral need from time to time or for our entire lives.

There is One who is in perfect control of His emotions, and, though completely sovereign, He does not force us to obey Him, but He calls all people to repentance and forgiveness.

God wants us to live godly lives, not lives of manipulation of strong over weak.

Heavenly Father, help us to be good stewards of all that You have entrusted to us: finances, possessions, emotions, and each other. Guide us by the Holy Spirit into all righteousness, and rule over our hearts with Your grace and love.

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July 10, 2013

Working to Give

By Anthony Baker

Proverbs 21:25-26

“The desire of the slothful killeth him; for his hands refuse to labour. He coveteth greedily all the day long: but the righteous giveth and spareth not.”
“Despite their desires, the lazy will come to ruin, for their hands refuse to work. Some people are always greedy for more, but the godly love to give!” – NLT

Work

As I sit here typing this “thought” for the day, my body is aching and my eyes are still blinking hard trying to bring the world into focus. Trying to make ends meet, I have been getting up early and going to bed late as I work on several different jobs and projects. Visiting, studying, making calls for work, painting cabinets, attending meetings, practicing music for a recording, and preaching have worn me out.

But if the truth be known, I would rather be tired from working than worn out from doing nothing. I would rather have a paycheck in a blistered hand than nothing in a soft, weak hand. I would rather say my bills are a little behind than say all my bills are paid by the government. I’d rather die from working than die from being lazy.

Giving

There are few things more enjoyable than to be able to give to others. The problem with the “slothful” is that he is always wanting, always greedy, always talking big and promising bigger, but never giving.

The reason the godly love to give is because they love to see others happy. As a matter of fact, Jesus says when when they give unto the least of His brothers and sisters, they give unto Him (Matt. 25:40), so giving becomes an offering of praise.

The slothful only care about themselves. They have nothing to give as a true offering, for nothing they have has any true value – they haven’t worked for it (See 2 Samuel 24:24).

Now, time to get back to work. I have some giving I’d like to do.

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